Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$152,326	$152,326	$1,075,500
Remaining term (yrs)	27.3	27.3	30.0
Secondary amount	$0	$923,174	$0
Funding fee	$0	$0	$0
Note rate	6.620%	6.620%	7.400%
Blended rate	7.170%	7.668%	7.640%
1st payment	$1,004.77	$1,004.77	$7,446.54
2nd payment	$0.00	$5,962.16	$0.00
Taxes / mo	$995.83	$995.83	$995.83
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$71.96	$71.96	$215.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,289.23	$8,251.39	$8,874.14
Cash to close	$1,042,674	$119,500	$119,500