Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$170,562	$170,562	$247,410
Remaining term (yrs)	25.6	25.6	30.0
Secondary amount	$0	$76,848	$0
Funding fee	$0	$0	$0
Note rate	3.550%	3.550%	7.400%
Blended rate	4.400%	5.829%	7.640%
1st payment	$842.94	$842.94	$1,713.02
2nd payment	$0.00	$576.36	$0.00
Taxes / mo	$229.08	$229.08	$229.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$132.15	$132.15	$49.48
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,354.17	$1,930.53	$2,141.58
Cash to close	$104,338	$27,490	$27,490