Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$292,339$292,339$337,500
Remaining term (yrs)25.325.330.0
Secondary amount$0$45,161$0
Funding fee$0$0$0
Note rate3.100%3.100%7.400%
Blended rate3.950%4.626%7.640%
1st payment$1,386.35$1,386.35$2,336.78
2nd payment$0.00$338.70$0.00
Taxes / mo$348.17$348.17$348.17
Insurance / mo$150.00$150.00$150.00
MI / mo$229.97$229.97$67.50
HOA / mo$95.00$95.00$95.00
Total monthly$2,209.49$2,548.19$2,997.45
Cash to close$82,661$37,500$37,500