Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$315,761	$301,500
Remaining term (yrs)	25.6	30.0
Secondary amount	$0	$0
Funding fee	$1,579	$0
Note rate	4.720%	7.400%
Blended rate	4.720%	7.640%
1st payment	$1,767.46	$2,087.53
2nd payment	$0.00	$0.00
Taxes / mo	$72.75	$72.75
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$60.30
HOA / mo	$200.00	$200.00
Total monthly	$2,190.21	$2,570.58
Cash to close	$19,239	$33,500