Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$210,465	$210,465	$418,500
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$208,035	$0
Funding fee	$0	$0	$0
Note rate	2.710%	2.710%	7.400%
Blended rate	3.560%	5.643%	7.640%
1st payment	$982.76	$982.76	$2,897.61
2nd payment	$0.00	$1,343.56	$0.00
Taxes / mo	$387.50	$387.50	$387.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$171.41	$171.41	$83.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,708.34	$3,051.89	$3,535.48
Cash to close	$254,535	$46,500	$46,500