Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$242,304	$242,304	$377,100
Remaining term (yrs)	10.1	10.1	30.0
Secondary amount	$0	$134,796	$0
Funding fee	$0	$0	$0
Note rate	6.510%	6.510%	7.400%
Blended rate	7.360%	7.589%	7.640%
1st payment	$2,704.90	$2,704.90	$2,610.96
2nd payment	$0.00	$898.64	$0.00
Taxes / mo	$169.17	$169.17	$169.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$302.81	$302.81	$75.42
HOA / mo	$5.67	$5.67	$5.67
Total monthly	$3,332.55	$4,231.19	$3,011.22
Cash to close	$176,696	$41,900	$41,900