Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$71,982	$71,982	$315,000
Remaining term (yrs)	14.5	14.5	30.0
Secondary amount	$0	$243,018	$0
Funding fee	$360	$360	$0
Note rate	4.880%	4.880%	7.400%
Blended rate	4.880%	7.094%	7.640%
1st payment	$573.46	$573.46	$2,181.00
2nd payment	$0.00	$1,569.49	$0.00
Taxes / mo	$107.19	$107.19	$107.19
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$63.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$830.65	$2,400.14	$2,501.18
Cash to close	$278,018	$35,000	$35,000