Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$9,815$9,815$261,000
Remaining term (yrs)23.523.530.0
Secondary amount$0$251,185$0
Funding fee$0$0$0
Note rate3.625%3.625%7.400%
Blended rate4.475%7.627%7.640%
1st payment$51.64$51.64$1,807.11
2nd payment$0.00$1,622.24$0.00
Taxes / mo$169.50$169.50$169.50
Insurance / mo$150.00$150.00$150.00
MI / mo$8.02$8.02$52.20
HOA / mo$362.00$362.00$362.00
Total monthly$741.16$2,363.40$2,540.81
Cash to close$280,185$29,000$29,000