Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$117,650	$117,650	$152,999
Remaining term (yrs)	27.8	27.8	30.0
Secondary amount	$0	$35,349	$0
Funding fee	$0	$0	$0
Note rate	7.100%	7.100%	7.400%
Blended rate	7.650%	7.962%	7.640%
1st payment	$808.09	$808.09	$1,059.33
2nd payment	$0.00	$265.12	$0.00
Taxes / mo	$38.85	$38.85	$38.85
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$54.56	$54.56	$30.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,051.49	$1,316.61	$1,278.78
Cash to close	$52,349	$17,000	$17,000