Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$381,951	$381,951	$556,200
Remaining term (yrs)	26.3	26.3	30.0
Secondary amount	$0	$174,249	$0
Funding fee	$1,910	$1,910	$0
Note rate	6.310%	6.310%	7.400%
Blended rate	6.310%	6.839%	7.640%
1st payment	$2,478.50	$2,478.50	$3,851.02
2nd payment	$0.00	$1,161.66	$0.00
Taxes / mo	$112.33	$112.33	$112.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$111.24
HOA / mo	$12.00	$12.00	$12.00
Total monthly	$2,769.50	$3,931.16	$4,253.26
Cash to close	$236,049	$61,800	$61,800