Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$82,401	$82,401	$449,100
Remaining term (yrs)	35.8	35.8	30.0
Secondary amount	$0	$366,699	$0
Funding fee	$0	$0	$0
Note rate	5.250%	5.250%	7.400%
Blended rate	6.100%	7.447%	7.640%
1st payment	$425.30	$425.30	$3,109.48
2nd payment	$0.00	$2,368.27	$0.00
Taxes / mo	$415.83	$415.83	$415.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$60.39	$60.39	$89.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,068.19	$3,436.46	$3,781.80
Cash to close	$416,599	$49,900	$49,900