Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$275,054	$265,500
Remaining term (yrs)	27.8	30.0
Secondary amount	$0	$0
Funding fee	$1,375	$0
Note rate	6.870%	7.400%
Blended rate	6.870%	7.640%
1st payment	$1,847.62	$1,838.27
2nd payment	$0.00	$0.00
Taxes / mo	$144.83	$144.83
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$53.10
HOA / mo	$135.00	$135.00
Total monthly	$2,277.46	$2,321.20
Cash to close	$19,946	$29,500