Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$0	$0	$171,900
Remaining term (yrs)	29.7	29.7	30.0
Secondary amount	$0	$171,900	$0
Funding fee	$0	$0	$0
Note rate	6.500%	6.500%	7.400%
Blended rate	7.050%	8.000%	7.640%
1st payment	$0.00	$0.00	$1,190.20
2nd payment	$0.00	$1,146.00	$0.00
Taxes / mo	$129.92	$129.92	$129.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$34.38
HOA / mo	$534.00	$534.00	$534.00
Total monthly	$813.92	$1,959.92	$2,038.50
Cash to close	$191,000	$19,100	$19,100