Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$343,982$343,982$449,100
Remaining term (yrs)25.125.130.0
Secondary amount$0$105,118$0
Funding fee$0$0$0
Note rate3.050%3.050%7.400%
Blended rate3.900%4.860%7.640%
1st payment$1,629.33$1,629.33$3,109.48
2nd payment$0.00$700.79$0.00
Taxes / mo$415.83$415.83$415.83
Insurance / mo$166.67$166.67$166.67
MI / mo$272.00$272.00$89.82
HOA / mo$599.00$599.00$599.00
Total monthly$3,082.83$3,783.62$4,380.80
Cash to close$155,018$49,900$49,900