Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$252,114	$252,114	$557,999
Remaining term (yrs)	19.6	19.6	30.0
Secondary amount	$0	$305,885	$0
Funding fee	$0	$0	$0
Note rate	3.730%	3.730%	7.400%
Blended rate	4.580%	6.318%	7.640%
1st payment	$1,504.86	$1,504.86	$3,863.47
2nd payment	$0.00	$1,975.51	$0.00
Taxes / mo	$516.67	$516.67	$516.67
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$230.73	$230.73	$111.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,418.92	$4,394.43	$4,658.41
Cash to close	$367,885	$62,000	$62,000