Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$435,601	$435,601	$485,910
Remaining term (yrs)	25.2	25.2	30.0
Secondary amount	$0	$50,309	$0
Funding fee	$0	$0	$0
Note rate	3.070%	3.070%	7.400%
Blended rate	3.920%	4.446%	7.640%
1st payment	$2,063.36	$2,063.36	$3,364.34
2nd payment	$0.00	$377.32	$0.00
Taxes / mo	$449.92	$449.92	$449.92
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$343.58	$343.58	$97.18
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,023.52	$3,400.83	$4,078.11
Cash to close	$104,299	$53,990	$53,990