Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$420,850$420,850$697,500
Remaining term (yrs)25.525.530.0
Secondary amount$0$276,650$0
Funding fee$2,104$2,104$0
Note rate4.420%4.420%7.400%
Blended rate4.420%5.741%7.640%
1st payment$2,287.22$2,287.22$4,829.35
2nd payment$0.00$1,786.69$0.00
Taxes / mo$134.17$134.17$134.17
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$139.50
HOA / mo$0.00$0.00$0.00
Total monthly$2,638.06$4,424.75$5,319.68
Cash to close$354,150$77,500$77,500