Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$1,024,650	$1,024,650	$1,439,100
Remaining term (yrs)	29.5	29.5	30.0
Secondary amount	$0	$414,450	$0
Funding fee	$0	$0	$0
Note rate	6.110%	6.110%	7.400%
Blended rate	6.660%	6.974%	7.640%
1st payment	$6,240.47	$6,240.47	$9,964.04
2nd payment	$0.00	$2,676.65	$0.00
Taxes / mo	$1,332.50	$1,332.50	$1,332.50
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$471.48	$471.48	$287.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$8,261.12	$10,937.77	$11,801.02
Cash to close	$574,350	$159,900	$159,900