Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$399,246$399,246$511,560
Remaining term (yrs)24.824.830.0
Secondary amount$0$112,314$0
Funding fee$1,996$1,996$0
Note rate2.930%2.930%7.400%
Blended rate2.930%4.043%7.640%
1st payment$1,883.03$1,883.03$3,541.94
2nd payment$0.00$748.76$0.00
Taxes / mo$294.92$294.92$294.92
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$102.31
HOA / mo$0.00$0.00$0.00
Total monthly$2,344.61$3,093.37$4,105.83
Cash to close$169,154$56,840$56,840