Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$130,658$130,658$404,100
Remaining term (yrs)15.815.830.0
Secondary amount$0$273,442$0
Funding fee$0$0$0
Note rate3.750%3.750%7.400%
Blended rate4.600%6.732%7.640%
1st payment$909.45$909.45$2,797.91
2nd payment$0.00$1,765.98$0.00
Taxes / mo$374.17$374.17$374.17
Insurance / mo$150.00$150.00$150.00
MI / mo$139.10$139.10$80.82
HOA / mo$165.42$165.42$165.42
Total monthly$1,738.14$3,504.12$3,568.31
Cash to close$318,342$44,900$44,900