Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$143,807	$143,807	$337,500
Remaining term (yrs)	20.9	20.9	30.0
Secondary amount	$0	$193,693	$0
Funding fee	$0	$0	$0
Note rate	3.920%	3.920%	7.400%
Blended rate	4.770%	6.624%	7.640%
1st payment	$838.30	$838.30	$2,336.78
2nd payment	$0.00	$1,291.29	$0.00
Taxes / mo	$312.50	$312.50	$312.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$125.59	$125.59	$67.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,426.38	$2,717.67	$2,866.78
Cash to close	$231,193	$37,500	$37,500