Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$282,878	$282,878	$346,500
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$63,622	$0
Funding fee	$0	$0	$0
Note rate	2.790%	2.790%	7.400%
Blended rate	3.640%	4.624%	7.640%
1st payment	$1,329.26	$1,329.26	$2,399.10
2nd payment	$0.00	$477.17	$0.00
Taxes / mo	$228.17	$228.17	$228.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$229.45	$229.45	$69.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,936.88	$2,414.05	$2,846.56
Cash to close	$102,122	$38,500	$38,500