Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$211,735	$211,735	$369,000
Remaining term (yrs)	20.1	20.1	30.0
Secondary amount	$0	$157,265	$0
Funding fee	$1,059	$1,059	$0
Note rate	2.800%	2.800%	7.400%
Blended rate	2.800%	5.016%	7.640%
1st payment	$1,142.57	$1,142.57	$2,554.88
2nd payment	$0.00	$1,048.43	$0.00
Taxes / mo	$119.17	$119.17	$119.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$73.80
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,411.74	$2,460.17	$2,897.85
Cash to close	$198,265	$41,000	$41,000