Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$295,077	$295,077	$360,000
Remaining term (yrs)	23.6	23.6	30.0
Secondary amount	$0	$64,923	$0
Funding fee	$1,475	$1,475	$0
Note rate	3.200%	3.200%	7.400%
Blended rate	3.200%	4.246%	7.640%
1st payment	$1,479.47	$1,479.47	$2,492.57
2nd payment	$0.00	$486.92	$0.00
Taxes / mo	$280.72	$280.72	$280.72
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$72.00
HOA / mo	$33.00	$33.00	$33.00
Total monthly	$1,943.19	$2,430.11	$3,028.29
Cash to close	$104,923	$40,000	$40,000