Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$182,673	$182,673	$396,000
Remaining term (yrs)	21.1	21.1	30.0
Secondary amount	$0	$213,327	$0
Funding fee	$0	$0	$0
Note rate	3.940%	3.940%	7.400%
Blended rate	4.790%	6.385%	7.640%
1st payment	$1,058.73	$1,058.73	$2,741.82
2nd payment	$0.00	$1,377.74	$0.00
Taxes / mo	$170.08	$170.08	$170.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$158.23	$158.23	$79.20
HOA / mo	$71.00	$71.00	$71.00
Total monthly	$1,608.04	$2,985.77	$3,212.11
Cash to close	$257,327	$44,000	$44,000