Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$498,523$498,523$513,000
Remaining term (yrs)25.825.830.0
Secondary amount$0$42,977$0
Funding fee$0$0$0
Note rate5.520%5.520%7.400%
Blended rate6.370%6.807%7.640%
1st payment$3,017.18$3,017.18$3,551.91
2nd payment$0.00$425.29$0.00
Taxes / mo$625.00$625.00$625.00
Insurance / mo$166.67$166.67$166.67
MI / mo$375.57$375.57$102.60
HOA / mo$0.00$0.00$0.00
Total monthly$4,184.42$4,609.71$4,446.18
Cash to close$71,477$28,500$57,000