Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$306,204	$306,204	$630,000
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$323,796	$0
Funding fee	$1,531	$1,531	$0
Note rate	2.950%	2.950%	7.400%
Blended rate	2.950%	5.417%	7.640%
1st payment	$1,450.66	$1,450.66	$4,361.99
2nd payment	$0.00	$2,091.18	$0.00
Taxes / mo	$226.75	$226.75	$226.75
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$126.00
HOA / mo	$7.50	$7.50	$7.50
Total monthly	$1,851.58	$3,942.76	$4,888.91
Cash to close	$393,796	$70,000	$70,000