Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$302,876	$302,876	$553,500
Remaining term (yrs)	21.3	21.3	30.0
Secondary amount	$0	$250,624	$0
Funding fee	$1,514	$1,514	$0
Note rate	3.940%	3.940%	7.400%
Blended rate	3.940%	5.665%	7.640%
1st payment	$1,746.66	$1,746.66	$3,832.32
2nd payment	$0.00	$1,618.61	$0.00
Taxes / mo	$376.59	$376.59	$376.59
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$110.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,289.92	$3,908.54	$4,486.28
Cash to close	$312,124	$61,500	$61,500