Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$19,851	$19,851	$405,000
Remaining term (yrs)	23.7	23.7	30.0
Secondary amount	$0	$385,149	$0
Funding fee	$0	$0	$0
Note rate	3.250%	3.250%	7.400%
Blended rate	3.800%	7.556%	7.640%
1st payment	$99.82	$99.82	$2,804.14
2nd payment	$0.00	$2,487.42	$0.00
Taxes / mo	$144.67	$144.67	$144.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$9.86	$9.86	$81.00
HOA / mo	$320.00	$320.00	$320.00
Total monthly	$724.34	$3,211.76	$3,499.80
Cash to close	$430,149	$45,000	$45,000