Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$152,877$152,877$404,910
Remaining term (yrs)19.019.030.0
Secondary amount$0$252,033$0
Funding fee$0$0$0
Note rate3.940%3.940%7.400%
Blended rate4.790%6.632%7.640%
1st payment$950.76$950.76$2,803.52
2nd payment$0.00$1,627.71$0.00
Taxes / mo$126.03$126.03$126.03
Insurance / mo$150.00$150.00$150.00
MI / mo$142.09$142.09$80.98
HOA / mo$0.00$0.00$0.00
Total monthly$1,368.89$2,996.60$3,160.53
Cash to close$297,023$44,990$44,990