Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$622,474	$607,410
Remaining term (yrs)	28.0	30.0
Secondary amount	$0	$0
Funding fee	$3,112	$0
Note rate	6.490%	7.400%
Blended rate	6.490%	7.640%
1st payment	$4,019.28	$4,205.58
2nd payment	$0.00	$0.00
Taxes / mo	$562.42	$562.42
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$121.48
HOA / mo	$0.00	$0.00
Total monthly	$4,748.36	$5,056.15
Cash to close	$52,426	$67,490