Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$514,125$514,125$531,000
Remaining term (yrs)26.726.730.0
Secondary amount$0$46,375$0
Funding fee$0$0$0
Note rate6.570%6.570%7.400%
Blended rate7.120%7.513%7.640%
1st payment$3,401.05$3,401.05$3,676.54
2nd payment$0.00$458.92$0.00
Taxes / mo$491.67$491.67$491.67
Insurance / mo$166.67$166.67$166.67
MI / mo$244.84$244.84$106.20
HOA / mo$451.00$451.00$451.00
Total monthly$4,755.22$5,214.15$4,892.07
Cash to close$75,875$29,500$59,000