Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$230,618$230,618$307,800
Remaining term (yrs)24.024.030.0
Secondary amount$0$77,182$0
Funding fee$1,153$1,153$0
Note rate3.010%3.010%7.400%
Blended rate3.010%4.512%7.640%
1st payment$1,122.82$1,122.82$2,131.15
2nd payment$0.00$578.87$0.00
Taxes / mo$157.45$157.45$157.45
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$61.56
HOA / mo$36.00$36.00$36.00
Total monthly$1,466.26$2,045.13$2,536.15
Cash to close$111,382$34,200$34,200