Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$46,975	$46,975	$463,499
Remaining term (yrs)	28.7	28.7	30.0
Secondary amount	$0	$416,524	$0
Funding fee	$0	$0	$0
Note rate	6.870%	6.870%	7.400%
Blended rate	7.420%	7.717%	7.640%
1st payment	$312.25	$312.25	$3,209.17
2nd payment	$0.00	$2,690.05	$0.00
Taxes / mo	$429.17	$429.17	$429.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$21.80	$21.80	$92.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$929.88	$3,619.93	$3,897.71
Cash to close	$468,024	$51,500	$51,500