Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$580,976	$580,976	$674,100
Remaining term (yrs)	26.6	26.6	30.0
Secondary amount	$0	$93,124	$0
Funding fee	$2,905	$2,905	$0
Note rate	6.430%	6.430%	7.400%
Blended rate	6.430%	6.785%	7.640%
1st payment	$3,795.89	$3,795.89	$4,667.33
2nd payment	$0.00	$698.43	$0.00
Taxes / mo	$679.50	$679.50	$679.50
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$134.82
HOA / mo	$60.00	$60.00	$60.00
Total monthly	$4,752.06	$5,450.49	$5,758.32
Cash to close	$168,024	$74,900	$74,900