Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$441,960	$441,960	$454,500
Remaining term (yrs)	28.2	28.2	30.0
Secondary amount	$0	$37,790	$0
Funding fee	$2,210	$2,210	$0
Note rate	6.840%	6.840%	7.400%
Blended rate	6.840%	7.237%	7.640%
1st payment	$2,945.66	$2,945.66	$3,146.87
2nd payment	$0.00	$373.96	$0.00
Taxes / mo	$165.51	$165.51	$165.51
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$90.90
HOA / mo	$435.00	$435.00	$435.00
Total monthly	$3,712.84	$4,086.80	$4,004.94
Cash to close	$63,040	$25,250	$50,500