Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$26,807	$26,807	$139,410
Remaining term (yrs)	20.5	20.5	30.0
Secondary amount	$0	$112,603	$0
Funding fee	$134	$134	$0
Note rate	4.140%	4.140%	7.400%
Blended rate	4.140%	7.258%	7.640%
1st payment	$161.44	$161.44	$965.25
2nd payment	$0.00	$750.69	$0.00
Taxes / mo	$122.58	$122.58	$122.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$27.88
HOA / mo	$339.00	$339.00	$339.00
Total monthly	$773.02	$1,523.71	$1,604.71
Cash to close	$128,093	$15,490	$15,490