Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$264,076	$264,076	$293,399
Remaining term (yrs)	25.4	25.4	30.0
Secondary amount	$0	$29,323	$0
Funding fee	$0	$0	$0
Note rate	3.760%	3.760%	7.400%
Blended rate	4.610%	5.049%	7.640%
1st payment	$1,343.09	$1,343.09	$2,031.44
2nd payment	$0.00	$219.92	$0.00
Taxes / mo	$152.17	$152.17	$152.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$205.17	$205.17	$58.68
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,850.43	$2,070.35	$2,392.28
Cash to close	$61,923	$32,600	$32,600