Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$357,125$357,125$422,100
Remaining term (yrs)24.924.930.0
Secondary amount$0$64,975$0
Funding fee$0$0$0
Note rate2.880%2.880%7.400%
Blended rate3.730%4.541%7.640%
1st payment$1,671.32$1,671.32$2,922.54
2nd payment$0.00$487.31$0.00
Taxes / mo$390.83$390.83$390.83
Insurance / mo$166.67$166.67$166.67
MI / mo$285.16$285.16$84.42
HOA / mo$153.00$153.00$153.00
Total monthly$2,666.98$3,154.29$3,717.46
Cash to close$111,875$46,900$46,900