Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$349,032$349,032$441,000
Remaining term (yrs)25.125.130.0
Secondary amount$0$91,968$0
Funding fee$1,745$1,745$0
Note rate3.050%3.050%7.400%
Blended rate3.050%4.291%7.640%
1st payment$1,653.26$1,653.26$3,053.39
2nd payment$0.00$689.76$0.00
Taxes / mo$408.33$408.33$408.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$88.20
HOA / mo$0.00$0.00$0.00
Total monthly$2,228.26$2,918.01$3,716.59
Cash to close$140,968$49,000$49,000