Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$411,583	$411,583	$535,500
Remaining term (yrs)	23.6	23.6	30.0
Secondary amount	$0	$123,917	$0
Funding fee	$0	$0	$0
Note rate	3.500%	3.500%	7.400%
Blended rate	4.350%	5.195%	7.640%
1st payment	$2,128.58	$2,128.58	$3,707.69
2nd payment	$0.00	$826.11	$0.00
Taxes / mo	$282.00	$282.00	$282.00
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$335.77	$335.77	$107.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,913.01	$3,739.12	$4,263.46
Cash to close	$183,417	$59,500	$59,500