Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$174,004	$174,004	$296,910
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$122,906	$0
Funding fee	$870	$870	$0
Note rate	2.730%	2.730%	7.400%
Blended rate	2.730%	4.912%	7.640%
1st payment	$812.33	$812.33	$2,055.74
2nd payment	$0.00	$819.37	$0.00
Taxes / mo	$102.08	$102.08	$102.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$59.38
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,064.41	$1,883.79	$2,367.21
Cash to close	$155,896	$32,990	$32,990