Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$461,411$461,411$539,100
Remaining term (yrs)25.525.530.0
Secondary amount$0$77,689$0
Funding fee$0$0$0
Note rate3.890%3.890%7.400%
Blended rate4.740%5.354%7.640%
1st payment$2,375.13$2,375.13$3,732.62
2nd payment$0.00$582.67$0.00
Taxes / mo$499.17$499.17$499.17
Insurance / mo$166.67$166.67$166.67
MI / mo$357.12$357.12$107.82
HOA / mo$111.00$111.00$111.00
Total monthly$3,509.08$4,091.75$4,617.27
Cash to close$137,589$59,900$59,900