Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$81,332$81,332$238,500
Remaining term (yrs)16.516.530.0
Secondary amount$0$157,168$0
Funding fee$0$0$0
Note rate3.420%3.420%7.400%
Blended rate4.270%6.728%7.640%
1st payment$536.07$536.07$1,651.33
2nd payment$0.00$1,047.79$0.00
Taxes / mo$147.75$147.75$147.75
Insurance / mo$150.00$150.00$150.00
MI / mo$85.41$85.41$47.70
HOA / mo$465.00$465.00$465.00
Total monthly$1,384.22$2,432.01$2,461.78
Cash to close$183,668$26,500$26,500