Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$424,341	$424,341	$485,910
Remaining term (yrs)	29.0	29.0	30.0
Secondary amount	$0	$61,569	$0
Funding fee	$2,122	$2,122	$0
Note rate	6.580%	6.580%	7.400%
Blended rate	6.580%	6.887%	7.640%
1st payment	$2,731.98	$2,731.98	$3,364.34
2nd payment	$0.00	$461.77	$0.00
Taxes / mo	$230.17	$230.17	$230.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$97.18
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,128.82	$3,590.58	$3,858.36
Cash to close	$115,559	$53,990	$53,990