Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$519,392	$519,392	$530,910
Remaining term (yrs)	25.2	25.2	30.0
Secondary amount	$0	$41,013	$0
Funding fee	$2,597	$2,597	$0
Note rate	3.050%	3.050%	7.400%
Blended rate	3.050%	3.696%	7.640%
1st payment	$2,454.82	$2,454.82	$3,675.91
2nd payment	$0.00	$405.86	$0.00
Taxes / mo	$368.08	$368.08	$368.08
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$106.18
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,989.57	$3,395.43	$4,316.85
Cash to close	$70,508	$29,495	$58,990