Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$274,736	$274,736	$323,910
Remaining term (yrs)	28.0	28.0	30.0
Secondary amount	$0	$49,174	$0
Funding fee	$1,374	$1,374	$0
Note rate	6.350%	6.350%	7.400%
Blended rate	6.350%	6.752%	7.640%
1st payment	$1,747.34	$1,747.34	$2,242.69
2nd payment	$0.00	$368.80	$0.00
Taxes / mo	$37.12	$37.12	$37.12
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$64.78
HOA / mo	$24.00	$24.00	$24.00
Total monthly	$1,958.47	$2,327.27	$2,518.59
Cash to close	$85,164	$35,990	$35,990