Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$518,215	$518,215	$539,991
Remaining term (yrs)	26.6	26.6	30.0
Secondary amount	$0	$51,776	$0
Funding fee	$0	$0	$0
Note rate	6.320%	6.320%	7.400%
Blended rate	6.870%	7.325%	7.640%
1st payment	$3,349.73	$3,349.73	$3,738.79
2nd payment	$0.00	$512.36	$0.00
Taxes / mo	$499.99	$499.99	$499.99
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$247.52	$247.52	$108.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$4,263.91	$4,776.27	$4,513.45
Cash to close	$81,775	$30,000	$59,999