Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$444,997$444,997$508,500
Remaining term (yrs)25.525.530.0
Secondary amount$0$63,503$0
Funding fee$0$0$0
Note rate4.670%4.670%7.400%
Blended rate5.520%5.955%7.640%
1st payment$2,482.16$2,482.16$3,520.75
2nd payment$0.00$476.27$0.00
Taxes / mo$470.83$470.83$470.83
Insurance / mo$166.67$166.67$166.67
MI / mo$340.18$340.18$101.70
HOA / mo$615.00$615.00$615.00
Total monthly$4,074.84$4,551.11$4,874.95
Cash to close$120,003$56,500$56,500