Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$261,695	$261,695	$364,500
Remaining term (yrs)	6.3	6.3	30.0
Secondary amount	$0	$102,805	$0
Funding fee	$0	$0	$0
Note rate	5.540%	5.540%	7.400%
Blended rate	6.390%	6.844%	7.640%
1st payment	$4,046.19	$4,046.19	$2,523.72
2nd payment	$0.00	$685.37	$0.00
Taxes / mo	$105.74	$105.74	$105.74
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$263.61	$263.61	$72.90
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$4,565.53	$5,250.90	$2,852.36
Cash to close	$143,305	$40,500	$40,500